Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /home/hawaiimo/public_html/includes/db_wrapper.php on line 47
Hawaii Mortgage | Reverse Mortgage Home Loans
Why Us?
We offer low rates, local experience and personal service throughout the State of Hawaii. We originate FHA, VA, Conventional and Hawaii Reverse Mortgage Loans. Give us a chance to earn your business.

Mortgage Programs

If you are financing a purchase or refinance of your Primary Residence, Second Home, Vacation Rental, single family or condo we can help. We have mortgage programs starting with as little as 3% down.

Experienced Loan Officers
Our loan officers have extensive training and experience in FHA loans, VA Financing, Conventional loans and Reverse Mortgages. View our loan officer page to read their personal bios.

Age of Youngest Owner

Home Value

Mortgage Balance

Hawaii Mortgage brings independence to seniors

A Hawaii Reverse Mortgages is a government insured loan that is very similar to a conventional mortgage. You can make payments to retain the equity of your home or the Hawaii Reverse Mortgage allows seniors to defer their payments until they sell or permanently move out.

Visit for current Reverse Mortgage Hawaii consumer information.  

Fixed Rate programs are now available at 4%. Many seniors are refinancing their existing conventional mortgage to receive additional benefits and protect their equity with a fixed rate Reverse Mortgage.

Visit our Reverse Mortgage Calculator to compare rates and fees.

Fixed Rate HECM to HECM refinances are available with reduced fees.

Income and credit score requirements are not a factor in reverse mortgage qualification. Your title remains in your name and you can continue living in your own home without having to make any mortgage payments. Refinancing in to a Hawaii Reverse Mortgage are comparable to a conventional loan with programs available that have little or no cost.

Try our No Obligation Reverse Mortgage Calculator at to see if you qualify.